What term describes the maximum dollar amount that can be borrowed on a credit card?

The term that describes the maximum dollar amount that can be borrowed on a credit card is known as the credit limit. This limit is set by the financial institution or credit card issuer based on various factors, including the individual's credit history, income, and overall creditworthiness. The credit limit indicates the maximum amount available for a cardholder to spend or borrow; exceeding this limit can result in declined transactions or fees. Other terms like debt ceiling, borrowing cap, and loan threshold are not standard terms used in the context of credit cards and do not accurately represent the concept of a maximum borrowing capability for credit card accounts.